Welcome to the College of
Risk, Compliance & Controls

Prof. Godwin Emmanuel Oyedokun
ND (Fin), HND (Acct.), BSc. (Acct. Ed), BSc (Fin.), LLB., MBA (Acct. & Fin.), MSc. (Acct.), MSc. (Bus & Econs), Ph.D. (Acct), Ph.D. (Fin), Ph.D. (FA), CFA, CFE, CIPFA, CertIFR, ACS, ACIS, ACIArb, ABR, MNIM, FCA, FCTI, FCIB, FCNA, FCFIP, FCE, FERP, FFAR, FPD-CR, FNIOAIM, FCCrFA, FCCFI, JP

Prof. Oyedokun is a multi-talented and multidisciplinary scholar-practitioner of good repute with over 23 years of experience. He is a forensic accountant, public policy analyst, author, and international speaker and a Professor of Accounting & Financial Development at the Lead City University Ibadan, Nigeria. He is a Visiting Professor of Accounting & Finance at the Business School of the Nigerian British University, Nigeria, a Visiting Professor of Forensic Accounting & Finance at Charisma University, Turks & Caicos Island, West Indies, and an Adjunct Professor of Accounting & Finance at Crawford University, Igbesa, Nigeria.

Prof. Oyedokun is a sought-after intellectual, who had presented various technical/seminar papers at conferences/training/seminars, and he is an examiner to some professional bodies, both in Nigeria and abroad. He has authored over 60 professional articles, 25 conference papers, 20 chapter contributions, and 178 peered-reviewed academic articles. He has edited 10 books and published 28 books to the glory of God. He has successfully supervised 129 BSc Projects, 7 PGD Projects, 38 MSc Dissertations, and 16 completed PhD Theses in management, accounting, finance, taxation, and
forensic accounting & audit in Nigeria and overseas.

Prof. Oyedokun is the founder of OGE Group and the Principal Partner at Oyedokun Godwin Emmanuel & Co (A Firm of Chartered Accountants, Tax Practitioners & Forensic Auditors), he is an Erudite Contemporary Professor, a Consummate Educationist, and a Human Capital Development Expert who has taught at all levels of education.

He was a Governing Council member of the Chartered Institute of Taxation of Nigeria (CITN), Business Recovery and Insolvency Practitioners of Nigeria (BRIPAN), President of the Association of Forensic Accounting Researchers (AFAR) and Council member/Director, Research & Development of Institute of Personality Development and Customer Relationship Management, Board Chairman of the Association of Certified Fraud Examiners (ACFE, Lagos Chapter), Chairman, Board of Diplomates of Forensic Accounting & Audit of the Chartered Institute of Forensic and Certified Fraud Investigators of Nigerian (CIFCFIN) among others.

Bunmi Morenike (Ajani) Lawson is an accomplished finance and microfinance executive, board leader, and chartered accountant with over three decades of experience spanning banking, financial inclusion, fintech, and governance.

She currently serves as a Director at EdFin Microfinance Bank (Education Finance), following her tenure as CEO/Managing Director from 2019 to 2024. Under her leadership, the bank strengthened its position as a specialist education-focused financial institution.

In addition to her role at EdFin, she serves as an Independent Director at Cadbury Nigeria PLC, Chairperson of Fiducia Data Services, Board Member at Trium, Executive Council Member of Women in Finance Nigeria, and Board Trustee of the Fintech Association of Nigeria, where she supports the advancement of financial technology innovation and inclusion.

Her prior board and governance experience includes serving as Board Director at Enhancing Financial Innovation & Access (EFInA), Independent Board Director at CRC Credit Bureau Limited, and Board Member at Lagos Angel Network.

Earlier in her executive career, she was Chief Executive Officer of Accion Microfinance Bank, where she served for over a decade and played a pivotal role in scaling operations and deepening financial inclusion. She also held leadership roles as Executive Director at FATE Foundation, Executive Director at Vic Lawrence and Associates, and Finance Director at Tequila. She began her professional career with KPMG Nigeria as an Audit Senior.

She is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA) and holds an MBA from IESE Business School, where she later served as Alumni President (2010–2012). She has completed executive education at Harvard Business School in Strategic Leadership for Microfinance and holds a Microfinance Certification from the Boulder Institute of Microfinance. She earned a First Class diploma in Accountancy from Yaba College of Technology.

Beyond her corporate roles, she is a long-standing mentor with WimBiz, serves on the Advisory Board of CcHUB, and is an Advisory Board Member of Bridge International Academies.

She brings deep expertise in board governance, financial services, microfinance, and strategic leadership, with a sustained commitment to advancing financial inclusion and institutional excellence.

Tinuade Awe is a seasoned executive and governance leader with over 30 years of global experience across capital markets regulation, corporate governance, sustainability, and legal advisory in Africa, Europe, and North America. She currently serves as Chief Executive Officer of TMSN Limited, an advisory firm specializing in corporate governance, sustainability, ESG integration, and regulatory compliance.

She serves as an Independent Non-Executive Director on the boards of Prudential Zenith Limited and Sunbeth Global Concepts, and chairs the board of Lily Hospitals Limited. She is also a member of the Supervisory Board of the Global Reporting Initiative (GRI), the world’s leading sustainability reporting standards body.

Previously, she was the inaugural Chief Executive Officer of NGX Regulation Limited, the independent regulatory subsidiary of Nigerian Exchange Group Plc, where she led strategic execution, strengthened investor protection frameworks, and advanced corporate governance standards. She earlier held several senior leadership roles at the Nigerian Stock Exchange, including Executive Director, Regulation; General Counsel; and Council Secretary.

She served two terms on the Board of the Financial Reporting Council of Nigeria, chairing the Corporate Governance Committee during the implementation of Nigeria’s 2018 Code of Corporate Governance. Her board experience also includes serving as a Non-Executive Director at Central Securities Clearing System Plc and as a Trustee of the Nigerian Exchange Investors’ Protection Fund. Internationally, she contributed to the World Federation of Exchanges’ Advisory Group on Market Governance and served on the Nigerian Senate Technical Advisory Committee on the CAMA Amendment Bill and the Investment and Securities Bill.

A dual-qualified lawyer in Nigeria and New York, she holds LL.M. degrees from Harvard Law School and the London School of Economics. She is ESG-certified by Competent Boards, a Fellow of the Compliance Institute of Nigeria and the Association of Enterprise Risk Management Professionals, and a Life Member of the Chartered Institute of Directors (Nigeria). Her global recognitions include being named among the World Federation of Exchanges’ Women Leaders (2021) and receiving General Counsel of the Year awards (2017–2018).

She brings deep boardroom expertise, international perspective, and a strong commitment to sustainability, sound governance, and long-term value creation.

Dr. Okey Umeano, FERP (Fellow of AERMP) is a seasoned finance and risk management professional with over 20 years of experience spanning central banking, capital markets, asset management, and financial system stability. He currently serves as Deputy Director, Financial Markets at the Central Bank of Nigeria, where he plays a key role in financial market oversight and policy implementation.

Prior to this role, he was Chief Economist at the Securities and Exchange Commission (SEC) Nigeria (2019–2024), and earlier Head of Risk Management at the SEC, where he led enterprise and capital market-wide risk management initiatives. During his earlier tenure at the Central Bank of Nigeria, he served in multiple capacities including Macroprudential Stress Test Specialist, Investment Research Manager, and Assistant Manager. He contributed to the development of stress-testing frameworks for Nigerian banks, conducted financial system stability assessments, led investment research and strategic asset allocation initiatives, and supported currency management operations.

Dr. Umeano has also served as an Advisor to the West African Capital Market Integration (WACMI) Project and is a long-standing columnist for Accounting & Business (ACCA’s member magazine). He is a co-founder and tutor at HPS, a CFA, ACCA, and ICAN tuition provider, and has tutored CFA and FRM candidates for over a decade.

He holds a PhD in Finance, an MBA, an MSc in Financial Management (Distinction), an MPhil in Management, and a PGD in Computer Science. He is a CFA Charterholder, Financial Risk Manager (FRM), FCCA, ACA, ACS, and holds the Certificate in Investment Performance Measurement (CIPM). He also completed the AIG Blavatnik Public Leaders Programme at the Blavatnik School of Government, University of Oxford.
Dr. Umeano is widely regarded as a versatile, analytical, and goal-oriented leader with deep expertise in financial markets, risk management, investments, and economic policy.

Olaitan Aworonke, PhD, FCA, FCE, FCERMP, FIoD, ACITN, is a seasoned banking executive with over 22 years of experience in financial services, driving profitable growth, sustainability, and operational excellence. She has deep expertise across retail, consumer, commercial, and mortgage banking, with strong capabilities in corporate governance, risk management, mergers and acquisitions, compliance, financial sustainability, and business development. Known for her strategic leadership and team-building skills, she consistently delivers measurable performance and long-term value.

She currently serves as Executive Director, overseeing Operations, Business Development, Public Sector, Risk Management, and Corporate Governance. Since her appointment as the Bank’s first Executive Director, she has played a pivotal role in strengthening its market position, expanding business generation, and enhancing loan servicing quality. Under her leadership, the Bank recorded significant growth, generating ₦13 billion in loans in 2024, increasing total assets from under ₦3 billion to ₦24 billion, and driving share price growth from ₦0.60k to ₦4.81k in 2025.

Olaitan began her banking career at Access Bank Plc in 2003 and later held leadership roles at Fidelity Bank, Stanbic IBTC, and LivingTrust Mortgage Bank Plc, where she served as General Manager, Operations, before her Executive Director appointment in 2018.

She holds a PhD in Business Administration, a BSc in Accountancy, and a Master’s degree in Managerial Psychology from the University of Ibadan. A Fellow of the Institute of Chartered Accountants of Nigeria and the Institute of Chartered Economists of Nigeria, she is also an Associate of the Chartered Institute of Taxation of Nigeria and a member of the Institute of Directors, Nigeria. She has completed executive programs across Nigeria, Dubai, and the United Kingdom, including courses at the London School of Business and Finance and Imperial College London in Digital Transformation Strategy.

She is married with children.

Dr. Olayinka Odutola is a Professional Banker with over 3 decades experience, in Enterprise-wide Risk Management (ERM) & Basel Accord Framework Design & Implementation, Credit Risk Management, Credit Policy, Credit Culture, Research & Training, Marketing and Business Development, Branch, zonal, Regional Management, Banking Operations, Customer Relationship Management, Audit, Inspection, Collections and Loan Recovery / special Asset Management in banks. He is also well experienced in Mortgage Banking and Micro Financing.
He was at various times the Chief Inspector, Head, Loan Workout Group, Head, Enterprise Risk Management, Area Business Executive, Branch Manager, Head of Banking Operations and Head, Credit Policy & Culture / Head, Research & Training. He is:
A Fellow, Chartered Institute of Bankers of Nigeria, FCIB
A Fellow, Chartered Institute of Management Accountants (CIMA), FCMA
A Fellow, Association of Enterprise Risk Management Professionals, FERP
A Chartered Global Management Accountant, CGMA
A Certified Training Professional of the Finance Accreditation Agency, FCTP
FAA, MALAYSIA
A full Member, Nigeria Institute of Management (Chartered), MNIM
Associate, Chartered Institute of Management Accountants, ACMA
Associate, Institute of Capital Market Registrars, ACMR
Associate, Nigerian Institute of Chartered Arbitrators, ACIArb
Associate, Chartered Institute of Personnel Management, ACIPM
Associate, National Institute of Marketing of Nigeria, AMNIM
Associate, Certified Pensions Institute of Nigeria, ACIP
Member, Global Association of Risk Professionals, GARP
Awaiting induction as a Chartered Stockbroker – ACS.
He has PhD Finance (Covenant University, the BEST STUDENT in his set). He is the lead author of the first CIBN STUDY PACK on Enterprise Risk Management and is regarded as one of the most innovative Enterprise Risk Professionals, Worlwide having made some significant contributions to INNOVATIONS in ERM, including RISK LABORATORY, RISK WARD -ROUND (RISK HEALTH CHECK), RISK RADIO & TV (RCSRTV), CHIEF RISK OFFICERS (CRO) COMPASS, among others. He is on the board of:
MARINA Business School,
City School of Banking & Financial Studies,
College of Risk, Compliance and Controls,
Health ARMY Professionals Initiative.
He is the DG/CEO, Association of Enterprise Risk Management Professionals, AERMP.

Rear Admiral Kenneth Bolanle Ati-John (Rtd), FERP, brings over three decades of distinguished military service, with extensive experience leading complex, multidisciplinary operations at national, regional, and multilateral levels. A strategic leader and skilled negotiator, he has deep expertise in African maritime security, strategic planning, mediation, and alliance-building.

He has held senior leadership and operational roles across security and defense institutions, demonstrating strong capabilities in executing strategic and operational plans, managing high-level resources, and facilitating cross-border collaboration.

Rear Admiral Ati-John holds a Bachelor’s degree in Electrical & Electronic Engineering from Obafemi Awolowo University, a Master’s degree in Strategic Studies from University of Ibadan, and completed advanced executive programs at Harvard Kennedy School and Massachusetts Institute of Technology, among other military and security institutions.

He is a fellow of the Association of Enterprise Risk Management Professionals (AERMP)

Dr. Blaise Ijebor is the Director of Risk Management at the Central Bank of Nigeria, where he leads enterprise-wide efforts to identify, assess, and mitigate operational, financial, information security, and cyber risks tied to the Bank’s mandate.
With over 25 years of financial sector experience, he previously held senior international roles in the UK, including positions at Citibank, Barclays, and BNP Paribas, serving as EMEA Head of Risk & Controls and Global Chief Risk Officer (Barclays Wealth Advisory).

Since joining the CBN in 2011, he has held key leadership roles across IT, cybersecurity, payments systems risk, AML/CFT national risk assessment, and risk-based supervision.
Dr. Ijebor holds a PharmD from the University of Benin and an MBA from Cranfield Business School. He is a Fellow of the Association of Enterprise Risk Management Professionals and holds multiple professional certifications in risk management, information security (ISO 27001), ITIL, and Prince2.

Solomon Adebowale Oshin is a seasoned risk management professional with over a decade of banking experience across leading Nigerian financial institutions. He holds an HND in Statistics (Distinction) from Yaba College of Technology and an MBA from the University of Ado-Ekiti. His expertise spans operational risk management, monitoring, reporting, and analysis, with prior leadership roles at Intercontinental Bank, Ecobank Nigeria, and United Bank for Africa.

Bayo Olugbemi is the Managing Director/Chief Executive Officer of First Registrars & Investor Services Ltd, a role he has held for over 20 years. With approximately 38 years of experience, he is a seasoned investment and financial services professional whose expertise spans investment banking, portfolio management, securities depository, stockbroking, mutual and pension fund administration. Recognized as a turnaround specialist, he has led transformative initiatives that have significantly impacted Nigeria’s share registration industry and capital market.

Before joining the First Bank Group in 2000, he held positions at Union Bank of Nigeria Plc, Rims Merchant Bank Ltd, United Securities Ltd, Diamond Bank Plc, and NAL Merchant Bank Plc. He has served on several committees of key regulatory and professional bodies including the Central Bank of Nigeria, Securities & Exchange Commission, and the Nigerian Stock Exchange, and currently holds leadership roles within the Chartered Institute of Bankers of Nigeria and the Institute of Capital Market Registrars.

A fellow of numerous professional institutions, Olugbemi holds a BSc in Accounting from the University of Lagos, an MBA from Lagos State University, and an MSc in Corporate Governance from Leeds Beckett University, UK. He has also completed executive programs at globally renowned institutions such as Harvard, Stanford, Wharton, INSEAD, and IMD.

An accomplished author, trainer, and motivational speaker, he has published three books and regularly delivers training in leadership, corporate governance, banking, and capital market development. He also serves on the boards of several companies and NGOs and is actively involved in faith-based leadership, holding pastoral and regional leadership roles within the Redeemed Christian Church of God.

Shittu, Idris Adeleke is a seasoned Governance, Risk, and Compliance (GRC) professional with over 30 years of experience spanning internal audit, risk management, regulatory compliance, and corporate governance within the financial services sector.

A Certified Information Systems Auditor (CISA) and Certified Risk Analyst (CRA), he combines deep technical expertise with executive training from Harvard and Wharton. Idris is a member of the Chartered Institute of Directors (MCIoD), Honorary Member of the Chartered Institute of Bankers of Nigeria (HCIB), Senior Associate of the Chartered Risk Management Institute (CRMI), and Fellow of the Global Academy of Finance & Management (GAFM).

Olusegun E. Agboola is a seasoned Enterprise Risk Management professional with over a decade of experience spanning Banking, Oil & Gas, and Financial Services. Currently serving as Senior Manager at Genpact, supporting Chevron, he has led transformative risk initiatives including the transition of Risk Management functions from Hess Corporation, implementation of integrated risk processes, and delivery of board-level reporting.

Previously, Olusegun held leadership roles at Texas Capital Bank and Ecobank, where he developed enterprise risk frameworks, facilitated regulatory compliance, and enhanced risk culture across business units. His expertise includes Operational Risk, Strategic Risk, Regulatory Risk, Environmental Risk, and Risk Governance.

Olusegun holds a B.Sc. in Banking and Finance from Ondo State University , Masters in Risk Management from University of South Wales and is a Fellow of the Association of Enterprise Risk Management Professionals. He also holds a Professional Certificate in ISO 45001.

Engr. Jamiu Badmos is a highly respected QHSES speaker, business sustainability executive, and enterprise risk management professional with over 24 years of hands-on experience. He is a Fellow of ten leading professional bodies, including the UK-based International Institute of Risk and Safety Management (IIRSM), and holds multiple international certifications.

He pioneered the first Integrated Management System (ISO 9001, ISO 14001, ISO 45001) certification in Nigeria’s power sector and for the first government parastatal in Nigeria and Sub-Saharan Africa. As a social impact leader, he founded the QHSES Leadership Academy, a tuition-free, ISO-certified institution accredited by the American Council of Training and Development, and initiated the annual “Leadership Reboot” program focused on values-driven leadership.

A globally recognized thought leader, he has delivered lectures worldwide and received numerous prestigious awards between 2018 and 2025, including Risk Manager of the Year, AfriSAFE Personality of the Year, and IIRSM International Mentor of the Year. His executive education spans institutions such as Harvard, Lagos Business School, Mississippi State University, and the University of Cape Town, and he is currently pursuing PhD studies in Occupational Health, Safety & Environmental Management and in Climate Change and Environmental Sustainability.

He is a multi-skilled professional with a proven ability to lead and collaborate in implementing and operating sound Governance, Risk, and Compliance (GRC) and business process improvement frameworks that provide assurance to management on best risk management practices. Backed by strong training, team spirit, and resilience, he brings over 18 years of industry experience primarily in financial supervision, business strategy, research, GRC, and assurance functions.

He is a Fellow of the Institute of Chartered Accountants (FCA), a Chartered Banker (FCIB), an Enterprise Risk Management Professional (FERP), a Certified Information Systems Auditor (CISA), and is Certified in Risk and Information Systems Control (CRISC). Throughout his career, he has participated in and led statutory audit engagements for corporations across diverse sectors including energy, finance, telecommunications, healthcare, manufacturing, and hospitality.

He served as a Bank Examiner at the Central Bank of Nigeria, where he led IT audit and credit risk engagements for four years. He also led audit and control assignments at Standard Chartered as an Audit and Control Manager. In academia, he pioneered the teaching of Banking and Finance courses at the highest undergraduate level at Babcock University, instituting academic prizes for the best-performing students in each course.

His risk management expertise includes leading engagements in Credit Control, Credit Monitoring, Credit Administration and Analysis, and the Credit Turnover Project at Intercontinental Bank (IB Plc). He was responsible for the strategic development and business growth of 32 Lagos Mainland branches and partnered with leadership to drive a strong regulatory compliance culture across the bank.

Until recently, he oversaw the control and compliance function of a regional oil and gas engineering servicing company operating in seven African countries, with responsibility for over 74 projects within an $80 million portfolio spanning Nigeria and sub-Saharan Africa.

He currently leads 24 Elders Consulting, a management consulting firm specializing in Governance, Risk and Compliance, Project Management and Controls, Audit, Taxation, and Training.

Oluseyi Michael Olayinka is a banking and risk management professional with extensive experience in enterprise risk, compliance, and business process optimization. He has held senior risk roles across FITC Nigeria, Gateway Mortgage Bank, EdFin Microfinance Bank, Sterling Bank, Access Bank, Intercontinental Bank, Unity Bank, and NNB International Bank. He holds an MBA in Finance and Financial Management Services from the Federal University of Agriculture, Abeokuta, a postgraduate diploma in Management from Ladoke Akintola University of Technology, and HND/OND in Banking and Finance from The Polytechnic Ibadan.

He is a seasoned risk and governance executive with over two decades of experience across commercial banking, microfinance, fintech, and financial services. He currently serves as the Chief Risk Officer at Moniepoint, providing strategic oversight for enterprise risk management, regulatory compliance, and organizational resilience within a fast-scaling digital financial ecosystem.

His expertise spans enterprise risk management, credit and operational risk, regulatory engagement, governance frameworks, and balance-sheet protection, supporting sustainable growth while enabling innovation at scale. He has worked closely with regulators, boards, and executive teams to design and embed forward-looking risk frameworks that align with business strategy and long-term value creation.

He is recognized for building strong risk cultures, strengthening control environments, and ensuring that risk management functions act as strategic enablers rather than constraints. His career reflects a consistent focus on integrity, discipline, and execution excellence across diverse financial institutions.

He holds an MBA from ESUT Business School, is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA – ICAN), a Fellow of the Enterprise Risk Management Association (FERM), and a Microfinance Certified Banker (MCB – CIBN). He has participated in numerous local and international courses and seminars in general banking, internal control, and risk management, including at the Boulder Institute of Microfinance Bank in Italy, and is an alumnus of Harvard Business School, USA.

Prof. Maryam Abdu is a distinguished Professor of Finance at Kaduna State University with a strong academic background in Business Administration, Management, and Economics. She holds a PhD in Business Administration from Ahmadu Bello University, Zaria, and has built a reputable career as an academic, researcher, and administrator.

She currently serves as Vice President of the Academy of Management Nigeria and is a Fellow and member of several professional bodies, including the Institute of Directors and the Nigerian Institute of Management (Chartered). Prof. Abdu has held key leadership roles such as Chairman of the NIM (Chartered) Kaduna Chapter and Head of the Department of Business Administration.

Her expertise spans strategic management, international business, financial analysis, and risk management. She has taught and supervised extensively at undergraduate, postgraduate, and professional levels, contributed to university administration and consultancy, and published widely in areas such as banking, corporate governance, economic growth, and capital markets. Prof. Abdu is positioned to make strong contributions in board development, training, programme development, and government relations.

Wumi Adeniyi is an experienced compliance and governance professional with a strong background in enterprise risk management, internal controls, and banking operations. She previously served as Divisional Head, Corporate Compliance/Chief Compliance Officer at Heritage Bank and held senior compliance roles at Skye Bank, Prudent Bank, and UBA. She holds a B.Sc. in Banking & Finance from Olabisi Onabanjo University, an MBA from Obafemi Awolowo University, and a Chartered Banker MBA from Bangor University.

Joachim is a Consulting Partner and seasoned risk professional with over 25 years of cross-sector experience. He is a key member of the UK Institute of Risk Management and the US St. Thomas University Risk Thought Leaders. As an independent risk consultant, he specializes in launching new businesses, leading multidisciplinary teams, and applying a distinctive storytelling approach to clarify how risk management drives performance improvement and shareholder value.

His experience includes designing and implementing risk frameworks, policies, and cultures; Solvency II (Pillars 1–3 and ORSA) consulting; risk appetite setting, stress testing, scenario planning, and business continuity; compliance and financial crime risk assessments; and serving as an outsourced or interim Chief Risk Officer. Joachim also provides risk audit, validation, and assurance for major programmes and projects.

He brings strong expertise in enterprise risk management, data science, actuarial and statistical techniques, capital and performance management, corporate governance, and regulatory frameworks including Solvency II and Basel III. His qualifications include Certified Fellow of the Institute of Risk Management (UK), Chartered Insurer (ACII), actuarial training from Cass Business School, and certifications in value and project management.

Dr Ahmed Babatunde Popoola (Dr ‘Tunde Popoola) is a Nigerian Banker, Accountant, Economist, Entrepreneur and Business Executive. He is the Managing Director/CEO. He has over thirty years cumulative work experience spanning the public and private sectors of the Nigerian economy. He has been the Managing Director/CEO of CRC Credit Bureau Limited since it’s establishment in 2008. Prior to this, he was also the pioneer CEO of the Abuja Enterprise Area (AEA). Before then, he was in the banking industry where he rose to the position of Chief finance Officer (CFO) and General Manager of a publicly listed bank. He is in the forefront of the development of the nascent credit  reporting system in Nigeria and Africa. Dr. Popoola holds a bachelor’s degree in Economics from the University of Ife (now Obafemi Awolowo University), Nigeria, two Master’s degrees in Banking & Finance and Economics from the University of Lagos, Nigeria and a PhD in Finance from WTS Business School, University of the Witwatersrand, South Africa. He is an alumnus of the prestigious Lagos Business School (LBS)’s Senior Management Programme (SMP 12) and the Wharton Business School’s Advanced Management Programme (AMP 67). He has also attended executive education programmes at the Harvard Kennedy School of Government and Harvard Business School, the International Management and Development (IMD), Switzerland and the Kellogg School of Management. He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and seven other professional bodies. He holds several awards and recognitions especially for his role in entrepreneurship, business management, finance, and youth empowerment. He is also a proud recipient of a special Ministerial recognition for his innovation and promotion of youth enterprise in the FCT.

Professor Joseph Olusegun Ajibola is a distinguished economist, academic, and banking professional with a career spanning academia and the financial sector. He holds a First Class B.Sc. in Economics (1983), an M.Sc. in Economics (1986), and a Ph.D. in Monetary Economics from Obafemi Awolowo University, as well as an LLB (Second Class Upper, 2001) and BL (2003) from the University of Lagos.

In banking, he rose to Assistant General Manager at First Bank PLC and retired from Intercontinental Bank PLC as Executive Director and MD Designate, East African Franchise. He also served as President/Chairman of Council of the Chartered Institute of Bankers of Nigeria (CIBN) and currently chairs the Board of Bowen Microfinance Bank Limited. In academia, he is Dean of the College of Postgraduate Studies at Caleb University and a Professor of Economics at Babcock University. He is a Chartered Banker (ACIB, FCIB), Chartered Tax Practitioner (ACTI), CERD UK Accredited Mediator, and a prolific contributor to scholarly and professional publications.

Ipadeola Egundeyi, based in Nigeria, is currently a Accountant at Gas Aggregation Company Nigeria Ltd. With a robust skill set that includes Account Reconciliation, Risk Management, Business Strategy, Accounting, Auditing and more.

Keji Kilanko is a seasoned financial and consulting executive with extensive experience in audit, control, and corporate leadership. He currently leads KingsKnight Nigeria Limited as Managing Director/CEO and previously served as Deputy General Manager, Audit and Control at Metropolitan Bank Limited. He holds an MBA in Marketing Management from Olabisi Onabanjo University and is a Fellow of the Institute of Chartered Accountants of Nigeria, with multiple professional affiliations spanning fraud examination, taxation, financial consulting, and marketing.

Raphael Abiiba is a seasoned professional with over 19 years of experience spanning insurance, risk management, and cross-border regulatory frameworks. His expertise covers insurance broking, underwriting, reinsurance, claims administration, regulatory compliance, business development, and strategic leadership. Raphael’s leadership is focused on operational efficiency, cross-border collaboration, and the integration of technology to enhance transparency in insurance processes. His academic qualifications include a Higher National Diploma (HND) in Insurance from Lagos State Polytechnic, a Bachelor of Science (B.Sc.) in Insurance from Joseph Ayo Babalola University, and a Master of Science (M.Sc.) in Risk Management and Insurance from the University of Lagos. He is currently pursuing a Ph.D. in Risk Management and Insurance. Raphael is an Associate of the Chartered Insurance Institute of Nigeria (AIIN) and an Associate of the Nigerian Council of Registered Insurance Brokers (ACIB). He is also a Certified Management Consultant (CMC), a Fellow of the Institute of Management Consultants (FIMC), a Certified Management Professional (CMP), a Distinguished Fellow of the Africa Institute of Public Administration (DFAI), and a Fellow in Enterprise Risk Professionals (FERP). Raphael began his career as an Admin Officer at Access Bank Plc, where he developed a foundation in operational and administrative functions. He then transitioned to Sovereign Trust Insurance Plc, advancing from underwriter to Head of Reinsurance. Raphael joined Davisther Brokers Limited as Manager, Client Services, and Reinsurance, and due to his outstanding performance, he progressed to become the Chief Operating Officer. He was later elevated to Managing Director/CEO, leading the company’s operations and driving business growth. In his current role as Executive Secretary/CEO of the Nigerian National Bureau, ECOWAS Brown Card Insurance Scheme, Raphael oversees Nigeria’s involvement in the ECOWAS Brown Card system, providing cross-border motor insurance coverage across ECOWAS member states. His leadership ensures effective third-party liability coverage and regional regulatory compliance, while also spearheading technology adoption, such as real-time data synchronization, to streamline operations and enhance efficiency. Raphael is committed to lifelong learning and professional development, having participated in numerous local and international programs. He is also dedicated to mentoring future leaders and professionals. Outside of work, he is an active member of prestigious organizations, including Ikoyi Club 1938, Rotary Club of Lagos, and Lagos State Public Service Club, reflecting his commitment to community development and civic leadership.

Mr. Olufemi Otenigbagbe was for 10 years (and until recently) the Managing Director/Chief Executive Officer of Parallex Microfinance Bank Ltd. After successfully converting Parallex MFB to a Regional Commercial Bank (this is the first MFB to convert to a commercial bank in Nigeria), he resigned from being the MD/CEO after fulfilling the mandatory CBN timeline for MDs.

He has over 22 years of robust career in the banking sector having worked with International Trust Bank (Gamji Bank), Société Generale Bank (SGBN) and Intercontinental Bank. He resigned from Intercontinental Bank as the Bank’s Head of Investigation and Fraud to work on the turnaround exercise at Parallex MFB, which under him transmuted from a unit, state to a national microfinance bank status before its eventual conversion to a commercial bank.

He is a member of various institutions among which are: –

• ISACA (CRISC),

• Fellow of the Association of Enterprise Risk Management (FAERM),

• Fellow of the Nigerian Institute of Management (FNIM),

• Member of the Institute of Directors (MIOD),

• Member of the Institute of Risk Management (MIRM),

• Member of the Association of Certified Fraud Examiners (ACFE) and

• Fellow of the Institute of Management Consultants thus he is a Certified Management Consultant.

He has a B.Sc; a Masters in Business Administration (specializing in Finance) also from the University of Lagos and a Masters in Science from the Salford University in Manchester (UK). He has been involved in various training home and abroad in various areas which cut across Operations, Credit, Risk Management, Audit, Infotech, etc.

• Akintola holds both BSc. and MSc. degrees in Economics. He is a Fellowship Member of the Association of Enterprise Risk Management Professionals (AERMP); the Chartered Institute of Taxation of Nigeria (CITN); Compliance Institute of Nigeria (CIN) and the Institute of Chartered Accountants of Nigeria (ICAN). He is also a Certified Risk Manager (CRM) of the Risk Management Association of Nigeria (RIMAN) and Honourary Senior member (HCIB) of the Chartered Institute of Bankers of Nigeria.
• Prior to his banking/financial services working experience which span areas of Internal Control & Audit, General Accounts; Risk Management & Compliance for over 25years, he had over 5years experience in Professional Accounting, Audit and Management Consultancy Services. His banking experienced commenced as an Internal Auditor in International Merchant Bank Plc. (IMB) in September 1992, where he rose to become the Head General Accounts and Management information systems in 1996 before proceeding to Express Discount House as the Chief Inspector from 1997 to 2005. He then became Head, Credit Risk Management of the Company from 2005 to 2006.
• He later joined Access Bank Plc. as the Deputy Group Head of the Compliance and Internal Control Department with complementary responsibility as Head, Operational Risk Management of the Bank up till December 2007. He moved to Afribank Nigeria Plc. (later Mainstreet Bank Limited) as the Head, Operational Risk, and subsequently Acting Head, Enterprise Risk Management.
• He also functioned as the Chief Risk & Compliance Officer with Associated House Limited (ADH) now Coronation Merchant Bank Limited from November 2010 to February 2016 and subsequently as the Chief Compliance Officer at FSDH Merchant Bank Limited from 2016 to March 2020.
• He joined LOTUS Bank Limited as the pioneer Chief Compliance Officer from September 2020 and later became the Chief Risk Officer since January 2021 until his resignation from the services of the Bank with effect from 30th June 2021.
• In addition, he holds a PhD (Honoris Causa) and an honorary Doctor of Business Administration (DBA) from Commonwealth University College, Cotonou, Benin Republic.

Dr Ayotunde Coker is one of the leading figures in the development of the data centre industry in Africa and currently serves as Chairperson of the influential Africa Data Centres Association. With over 30 years of international experience spanning Europe, the USA, Asia, and Africa, including 28 years in the United Kingdom, he has built a distinguished career as a technology and business leader across finance, energy, management consulting, and government.

Before joining Open Access Data Centres (OADC) as Chief Executive Officer, Dr Coker led Rack Centre to becoming a household name in Nigeria and a leading data centre brand in Africa, earning global recognition and numerous prestigious international awards. Earlier in his career, he held senior leadership roles at organisations such as Ford of Europe, Cap Gemini UK, eMCSaatchi UK (CEO), Egg Bank, Europe’s first internet bank, BP (Global Applications Director), the UK Criminal Justice system (Chief Technology Officer), and the UK Ministry of Justice (Group IT Director). He returned to Nigeria in 2009 as Group CIO of Access Bank and later served as MD/CEO of Emerging Markets Payments, West Africa.

An award-winning postgraduate alumnus of Cranfield Institute of Technology, Dr Coker holds an MSc from the institution and a PhD (Honoris Causa) from ESCAE University, Republic of Benin. His professional distinctions include Fellow of the Institute of Directors (UK), Fellow of the British Computer Society, and Honorary Senior Member of the Chartered Institute of Bankers of Nigeria. His global impact has been recognised with multiple honours, including the Distinguished Manufacturing Alumni Award from Cranfield Institute of Technology and recognition by Data Economy Magazine as one of the world’s most influential data economy leaders and among the Global Top 30 Edge Computing Leaders.

Olugbile Erinwusi was the best graduating student in B.Sc. Economics from Olabisi Onabanjo University, Ago Iwoye. He was also the best graduating HND student in Marketing from The Polytechnic, Ibadan in 1983. He has a Master’s degree in business administration (MBA) from Obafemi Awolowo University, Ile-Ife and a Master’s degree in Managerial Psychology (MMP) from the University of Ibadan.

He is a Fellow of Association of Enterprise Risk Management Professionals.

He has over two decades experience in the banking industry cutting across operations, business development, enterprise risk management and credit administration. Olugbile is the Chief Risk Officer. He joins the Management Team of ProvidusBank from First City Monument Bank where he was Head, Risk Policy/Credit Administration. He was also notably a member of the working group selected by the Banker’s Committee for the development of the Nigerian Sustainable Banking Principles introduced by the Central Bank of Nigeria (CBN) in 2012.

He is also a standing faculty member for the Chartered Institute of Bankers of Nigeria, Lagos Chapter. Olugbile loves reading and singing set music.

Dr. Adedipe is the founder and Chief Consultant of B. Adedipe Associates Limited (BAA Consult). With over 45 years of post-graduate work and professional experience in university teaching, investment banking, project finance, management and financial consulting as well as leadership in business and not-for-profit organizations.
‘Biodun has had an illustrious career that took him through the University of Lagos, Enterprise Consulting Group, the World Bank (Africa Region), International Merchant Bank Plc, and First City Monument Bank Plc.
He received his Doctorate degree in Industrial Economics (specializing in Corporate Finance) from the University of Lagos in 1989 and B.Sc. in Economics (First Class) from the University of Ife (now, Obafemi Awolowo University, OAU) in 1980, and bagged several awards in the process, including Sir Adam Thomson scholarship as visiting doctoral student to the University of Sussex, UK (1984).
He is a member of several respected professional bodies and membership associations, including the Chartered Institute of Directors, Nigeria (Fellow & Council Member), Chartered Institute of Bankers of Nigeria (Fellow & Chairman, Strategy & Advocacy Committee of Council), The Nigeria Economic Society (Life Member), American Economic Association and Lagos Chamber of Commerce and Industry (Council Member and Chairman, Economics & Statistics Committee).
‘Biodun founded BAA Consult in February 1993, and he was responsible for charting and managing the firm’s strategy and activities since operations commenced in March 1994 up until May 2024 when he retired from the firm.
He sits on the boards of a couple profit-seeking and not-for-profit organizations in diverse capacities as Chairman, Non-Executive Director and Independent Director.